● ADR : - ADR stands for American Depositary Receipt. It is like a certificate which is issued by the bank.These are related to foreign countries that are why they are also known as GDR (Global Depositary Receipt).
● AGM : - AGM stands for Annual General Meeting. This meeting is held by public organisations. This meeting is generally known as Annual Meeting. In this meeting, every member of the organisation participates. The purpose of this meeting is that every member who is participating in this meeting will discuss all the plans with a board of directors. Members can ask questions from them.
● AIRCSC :- AIRCSC stands for All India Rural Credit Survey Committee. This committee was held in 1966 by RBI. The objective of this committee is to handle, control and manage the credit needs of agriculture.
● AFS :- AFS stands for Available for Sale. This is a financial term. This is used for classifying the assets.
● AMFI :- Association of Mutual Fund in India. This association was established in 1995. The main objective of this association is to develop the market of mutual fund in India.
● ASSOCHAM :- ASSOCHAM stands for Association Chambers of Commerce and Industry of India. This association was established in 1920. It is a Non – Government Organisation. The main motive of this organisation is to promote and expand the trade between Domestic and International countries and also remove the barriers to trade.
● ATM :- ATM stands for Automatic Teller Machine. Through ATM we can withdraw money without visiting Bank. It saves our time. But there is a limit on the amount to be withdrawn from ATM.
● ALM :- ALM stands for Asset-liability Management. It is basically the risk of the business and manages the Balance Sheet. So, Basically, it manages liquidity risk, currency risk, interest rate risk and foreign currency risk.
● BSBDA :- BSBDA stands for Basic Saving Bank Deposit Account. In this saving account, a customer can open his / her account with zero balance. There is no limit on depositing & withdrawal of money from this account. A person holding BSBDA should not have any other bank account in the same bank.
● BIS :- BIS stands for Bank of International Settlement. It is an International Financial Institution. It was established in 1930. It provides its banking service only to the central banks and other international organisations.
● BOP : - BOP stands for Balance of payment. It is also known as the balance of International Payments. All the economic activities which are held with residents of country and non-residence of the country. These transactions and activities are made by government and individual also. BOP includes all external and non-visible transaction of the country.
● CAD : - CAD stands for Capital Account Deficit. For calculating CAD, we have to find out the sum of all trade deficit, net income from abroad, net transfers.CAD = Trade deficit + Net Income from Abroad + Net Transfers
● CAG:- CAG stands for Controller and Auditor General of India. This auditor general is appointed by the President of India. The current CAG of India is Shashi Kant Sharma. He was appointed in 2013. He is the 12th CAG of India.
● CAMELS:- CAMELS stands for Capital Adequacy Asset Quality, Management, Earning, Liquidity, Systems & Controls. In 1995, Federal Reserve of India changed this abbreviation CAMEL to CAMELS.
● CBS:- CBS stands for Consolidated Banking Statistics. It provides its banking service only to the central banks and other international organisations.
● CEPA :- CEPA stands for Comprehensive Economic Partnership Agreement. This agreement was formed on 2009. This agreement was signed between India & South Korea.
● CC :- CC stands for Cash Credit. It is just like a short term loan. A businessman can take this loan to fulfil his requirements of capital. Basically it is a facility provided by a bank to withdraw an amount more than what a person holds to his credit.
● CD :- CD stands for Certificate Deposit. It is just like a saving account. In this, deposits are saved by the bank in lockers and the banks issue the certificate of that deposit.
● CECA:- CECA stands for Comprehensive Economic Cooperation Agreement. This agreement was formed in 2006. This agreement was signed between Japan and India to promote trade.
● CF :- CF stands for Company Finance. It is just like the financial institution. So this institution generates the loan and provides many other credit facilities to the companies.
● CII :- CII stands for Confederation of Indian Industries. It was established in 1895. It is a non-government organisation. There are 8000 members in this organisation. Public and Private sectors are included in this.
● CP :- CP stands for Commercial Paper. It is a money market security which is sold by companies as a share or bond to recover the short term needs.
● CPI :- CPI stands for Consumer Price Index. This index helps to measure the changes between market goods for consumers and consumed goods by consumers.CPI = update cost / base period cost x100
● CCEA :- CCEA stands for Cabinet Committee on Economic Affairs. This committee takes decisions for the economic development of the country. In 2012 , Our former PM DR. Manmohan Singh took the decision to start the Scholarship scheme for SC students. So these activities help to improve the economic condition as well.
● CR :- CR stands for Capital Receipts. The amount received from the sale of Asset used for carrying business is known as Capital Receipt. For instance, amount released from debtors, bill receivable, sale of any fixed asset or any investment.
● CRR :- CRR stands for Cash Reserve Ratio. CRR maintains the liquidity of the capital. When CRR increases, money supply falls and interest rate rises and vice versa.
● CRAR :- CRAR stands for Capital to Risk Weighted Assets Ratio. It is also known as Capital Adequacy Ratio. It is a ratio of risk over the capital.
● CSIR :- CSIR stands for Council of Scientific and Industrial Research. It is a largest research and development organisation. It is established in 1942.
● CSO :- CSO stands for Central Statistical Organisation. This organisation is responsible for all the statistical activities in India. The basic purpose of CSO is to handle these statistical activities.
● CBS :- CBS stands for Core Banking Solutions. Core Banking Solution (CBS) is networking of branches, which enables Customers to operate their accounts, and avail banking services from any branch of the Bank of CBS network
● DBOD :- DBOD stands for Department of Banking Operations and development. This department helps to regulate and develop the commercial banks in India.
● DBS :- DBS stands for Department of Banking Supervision. This department supervises all the banks.
● DCA :- DCA stands for Department of Company Affairs. This department keeps the companies updated with all current affairs.
● DTC :- DTC stands for Direct Tax Code. The direct tax code replaced the existing income tax act. It reduces the scope of litigation.
● DCCB :- DCCB stands for District Cooperative Central Bank. This bank was established by RBI in India. These banks are established for serving in the rural areas.
● DCM :- The RBI executes currency management tasks through the Department of Currency Management. There are ‘currency chests’ where bank notes are stored. These chests are kept in selected banks across the country
● DTAA :- DTAA stands for Double Taxation Avoidance Agreement. It is an agreement which helps people (Individual) to avoid the problem of Double Payment of Tax on the same income in two different countries.
● DD :- DD stands for Demand Draft. It is a negotiable instrument. It is similar to Bill of Exchange. It is also known as pay to order. Demand Draft can only be made payable to a specified party.
● DEAF :- DEAF stands for Depositor Education and Awareness Fund. This scheme was opened by RBI in 2014 for those who open their account or FD and their families don’t know about that FD or Account and Suddenly the person dies then this Account comes under the bank and if their family member gets to know about that account then this scheme help them a lot.
● DDS :- DDS stands for Data Dissemination Standards. Basically, data dissemination is a method through which any statistical data or any other data can be distributed to the end users. In this, data is opened into a common format, no one can copy that data.
● DICGC :- DICGC stands for Deposit Insurance Credit Guarantee Corporation of India. It is basically a subsidiary of RBI. Its objective is to give a guarantee to people about their credit facilities.
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