● NABARD - National Bank for Agriculture and Rural Development
● NAV - Net Asset Value
● NBFC - Non -Banking Financial Companies
● NDTL - Net Demand and Time Liabilities
● NECS - National Electronic Clearing System
● NFA - No Frills Account
● NFA - Net Foreign Assets
● NPA - Non- Performing Assets
● NBC - Net Bank Credit
● NDA - Net Domestic Assets
● NDC - Non-Dues Certificate
● NDS - Negotiated Dealing System
● NIl - Net Interest Income
● Nof - Net Owned Funds
● NPAs - Non-Performing Assets
● NPLM - Non-Performing Loan Management
● NPS -Non-Priority Sector
● NRE - Non-Resident (External) Rupee Account
● NHB - National Housing Bank
● NPCI - National Payment Corporation of India
● NFS - National Financial Switch
● NACH - National Automated Clearing House
● NPD - Net Primary Deficit
● NPV - Net Present Value
● NEFT - National Electronic Fund Transfer
● NFC - Near field communication
● NPS - New Pension Scheme
● NSSF - National Small Savings Fund
● OTC - Over the Counter
● OBUs - Offshore Banking Units
● OCB - Overseas Corporate Bodies
● OD - Overdraft
● OFCS - Offshore Financial Centers
● OTCEI - Over The Counter Exchange of India Limited
● OTS - One-Time Settlement
● OTP - One-Time Password
● OECD - Organisation for Economic Cooperation and Development
● OECO - Organisation for Economic Co-operation
● OLTAS - OnLine Tax Accounting System
● OMO - Open Market Operations
● P2P - Peer-to-peer
● PIN - Personal Identification Number
● PAN - Permanent Account Number
● PBS - Projected Balance Sheet
● PBT - Profit Before Tax
● PLIs - Prime Lending Institutions
● POS - Point of Sale
● PSBs - Public Sector Banks
● PTCs - Pass-Through Certificates
● PAC - Personal Access Code
● PAC - Public Account Committee
● PCA - Prompt Corrective Action
● PCR - Provision Coverage Ratio
● PCR - Public Credit Registry
● PAT - Profit After Tax
● PLR - Prime Lending Rate
● PPP - Purchasing Power Parity
● PPP - Public Private Partnership
● PFE - Potential Future Exposure
● PSPs - Payment Support Providers
● QIB - Qualified Institutional Bankers
● RIDF - Rural Infrastructure Development Fund
● RNR - Revenue Neutral Rate
● RWA - Risk Weighted Asset
● RTGS - Real Time Gross Settlement
● RBI - Reserve Bank of India
● RBS - Risk-Based Supervision
● RCF - Risk Capital Foundation
● RML - Reverse Mortgage Loan
● ROA - Return On Assets
● SLR - Statutory Liquidity Ratio
● SDR - Special Drawing Rights
● SME - Small and Medium Enterprises
● STF - Short-Term Finance
● STP - Straight -Through Processing
● SHGs - Self-Help Groups
● SARFAESI - Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest
● SFTs: Securities financing transactions
● TDS - Tax Deducted at Source
● TORA - Transparency of Rules Act
● TRAI - Telecom Regulatory Authority of India
● TIEA - Tax Information Exchange Agreement
● USSD - Unstructured Supplementary Services Data
● UIDAI - Unique Identification Authority of India
● VAT - Value Added tax
● VPA - Virtual Payment Address
● WL ATM - White Label ATM
● WMA - Ways and Means Advances
● WPI - Wholesale Price Index
● YTM - Yield to Maturity
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